Terms and Conditions
Last updated: 31 August 2026
These Terms and Conditions apply when you visit or use ArthiQuery.in.
By using the website, you agree to these Terms. If you do not agree, please stop using the website.
About ArthiQuery
ArthiQuery provides financial calculators and educational information. It is not a bank, financial adviser, investment adviser, broker, lender, insurer, accountant, solicitor or government authority.
Educational use only
All calculators, articles, examples, charts, summaries and downloads are provided for general educational and informational purposes.
Nothing on ArthiQuery is personal:
- Financial advice
- Investment advice
- Tax advice
- Legal advice
- Accounting advice
- Insurance advice
- A product recommendation
- An offer or request to buy or sell anything
Using ArthiQuery does not create an adviser-client, professional, fiduciary or contractual financial-services relationship.
Calculator results
Calculator results are estimates based on:
- The numbers you enter
- The assumptions displayed
- Mathematical formulas
- Rates or rules available on the stated review date
- Rounding and timing methods used by the calculator
Actual results can differ because of fees, taxes, changing rates, market movements, lender methods, payment dates, product conditions and individual circumstances.
You are responsible for checking your inputs and confirming important figures with current official sources or a qualified professional.
No guarantee
We try to keep calculators useful and accurate, but we do not guarantee that:
- Every result will be exact
- Every rate or rule will always be current
- Every source will remain available
- The website will be free from errors
- A projected return will happen
- A lender, insurer or authority will use the same method
- The website will always be available without interruption
Past performance and projected returns do not guarantee future results.
Your use of the website
You may use ArthiQuery for lawful personal, educational or internal business purposes.
You must not:
- Attempt to damage, overload or break the website
- Upload malware or harmful code
- Try to gain unauthorised access
- Misuse forms or send spam
- Pretend to represent ArthiQuery
- Remove ArthiQuery branding from protected material
- Copy and republish our articles, code or design as your own
- Use automated systems in a way that harms the website
Normal search-engine indexing and ordinary linking to public pages are allowed.
Saved and shared calculations
Saved calculator history normally remains in your browser on your device. Anyone who can use that browser may be able to see it.
A shared calculation link may contain the inputs or assumptions used. Do not include confidential information. You are responsible for deciding who receives a shared link.
PDF and CSV downloads are created for convenience. You should check downloaded information before relying on it or giving it to someone else.
Intellectual property
Unless stated otherwise, ArthiQuery’s original articles, explanations, visual design, logo, branding and website code are protected by applicable intellectual-property laws.
You may:
- Link to a public ArthiQuery page
- Quote a short part with clear credit and a link
- Download or print your own calculation result for personal use
You may not copy, sell, republish or distribute substantial parts of the website without written permission.
Government documents and third-party material remain the property of their respective owners.
Third-party links
ArthiQuery may link to government departments, regulators, banks, fund houses or other websites.
A link is provided for reference and does not mean we control, approve or guarantee the third-party website, product or service. Third-party terms and privacy policies apply when you visit those websites.
Advertising and commercial links
ArthiQuery may display advertisements or commercial links. Advertisements should be identified as advertising where appropriate.
An advertisement does not mean that ArthiQuery recommends or guarantees the advertiser or its product. You should independently check any product before using or buying it.
If affiliate links are introduced, we will disclose them clearly where they appear.
Website changes
We may add, change, suspend or remove calculators, content or website features without notice.
We may correct errors and update formulas, assumptions or sources when new information becomes available.
Limitation of responsibility
To the fullest extent allowed by law, ArthiQuery is not responsible for a loss caused by:
- Reliance on an estimated result
- Incorrect or incomplete user input
- A change in law, rate, scheme or product terms
- Investment or market performance
- A decision made using the website
- An unavailable or incorrect third-party source
- Loss of browser-stored calculation history
- A shared link being seen by another person
- Website downtime or technical problems
Nothing in these Terms excludes responsibility that cannot legally be excluded.
Age
If you are under 18, use the website with a parent or guardian. Do not submit personal or sensitive information without their permission.
Privacy
Our collection and use of personal information are explained in our Privacy Policy and Cookie / GDPR Policy.
Changes to these Terms
We may update these Terms when the website or legal requirements change. Continued use after an update means the latest Terms apply.
Contact
For questions about these Terms, email: