Disclaimer
ArthiQuery provides financial calculators and information for general education only.
Not professional advice
Nothing on ArthiQuery is personal financial, investment, tax, legal, accounting or insurance advice.
ArthiQuery does not know your complete financial position, goals, tax status, risk level or personal circumstances. Consider speaking to an appropriately qualified professional before making an important financial decision.
Calculator estimates
Every calculator result is an estimate based on the information entered and the assumptions used.
A real result may differ because of:
- Fees and charges
- Taxes and deductions
- Different compounding methods
- Payment dates
- Rounding
- Market movements
- Changing interest rates
- Lender or insurer methods
- Product-specific rules
- Changes in government law or policy
Always check the displayed formula, assumptions, source date and limitations.
Investments and returns
Investment returns are not guaranteed. SIP, mutual fund, retirement and similar projections use assumed future returns.
Actual investments can rise or fall, and you may receive less than the amount invested. Past performance does not guarantee future performance.
ArthiQuery does not recommend any fund, share, security, platform or investment product.
Loans and EMI
Loan and EMI results are illustrations. A bank or lender may use different rates, fees, dates, insurance charges, penalties or calculation methods.
A calculator result does not guarantee loan eligibility, approval or the rate a lender will offer.
Tax and government schemes
Tax rules, rebates, deductions, contribution limits and government-scheme rates may change.
A calculator may not include every exception or individual circumstance. Confirm current information through the relevant government authority or a qualified tax professional.
Insurance calculators
Insurance-related calculators provide general needs-based estimates. They do not provide an insurance quotation, premium or underwriting decision.
Actual cover needs and premiums depend on personal circumstances and the insurer’s rules.
Accuracy and updates
We try to use clear formulas and reliable sources. However, ArthiQuery does not guarantee that every page will always be complete, current or free from error.
A “last reviewed” date means the source was checked around that date. It does not guarantee that no later change has happened.
Please report a suspected error to contact@arthiquery.in.
Third-party information
Links to government or third-party websites are provided for reference. ArthiQuery does not control their content, availability, products or privacy practices.
Advertising
Advertisements and commercial links may appear on ArthiQuery. An advertisement is not a recommendation, approval or guarantee from ArthiQuery.
Always check the provider, price, terms, risks and suitability yourself.
Your responsibility
You are responsible for:
- Entering correct information
- Checking the result
- Reading the assumptions
- Confirming current rules and rates
- Taking professional advice where needed
- Making your own final decision
Limitation
To the fullest extent allowed by law, ArthiQuery is not responsible for losses or decisions resulting from reliance on website content or calculator estimates.
Nothing in this Disclaimer limits any responsibility that cannot legally be limited.